Buying property is the most important financial decision of your life. The Lower Mainland real estate market is very alive. A common misconception of buyers is that they think they have missed their opportunity and they should have bought a few years ago. Don't let this discourage you! Stay away from all the hype and let our team work on getting you a home for the best price.
First find out how much you can spend. You need to get pre-approved for a mortgage. This can be done with your local bank or a mortgage broker. I recommend a broker. The reason is simple. A broker works independently. Brokers pool together multiple mortgages and then "shop" them to numerous banks. In the end you usually end up with the best rate.
Contact me and I will help you find a reliable broker.
Next we need to consider costs associated with your purchase. There are different costs based on the type of property and the amount of your down payment. My experience can help you understand these "hidden" costs.
Finally you need to decide on what you are looking for. A simple list may include:
Once you decide you want to sell your home. You need to determine what improvements if any you may want to make to ensure a quick sale. These can range from removing clutter to give the illusion of more space or a new coat of paint to brighten up a room. Sometimes it may be worthwhile to add necessary upgrades to increase the value of the property.
Secondly you need a competitive market analysis (CMA). I will provide you with this. This contains what the current market price of your home is based on recent listings and active sales.
After we have met and discussed this we can move on to setting a market price for your property to ensure a quick sale.
Working with Realtors who know the market and give their clients the attention they deserve is paramount. If you are thinking about buying or selling send me a message I would be happy to discuss your options with you.
I look forward to working with you whether you are buying or selling.